I love to downsize. It keeps the clutter at bay in my home. In the past, I have been known to downsize too much and find myself having cleaner’s remorse. While it is important to keep my home clean and uncluttered, it is equally important to save those items that I will need later.
Whether it’s a screwdriver or a crochet hook don’t downsize tools. There may always be a point when you may need them again. Tools, be they utility tools or crafting tools, take up space and may not be used very often. When you need them, however, the last thing you want is to be without them. Find an out of the way place for them and forget them until you need them, but don’t get rid of these items.
I have heard the old adage that states the best way to get pregnant is to get rid of all your baby stuff, but don’t. All the things you used with your first child, you will most likely use with your second and third child. Some items may appear out of date, but still work just fine for your younger children. In addition to this, baby stuff can be very expensive. You don’t want to need to buy it two or three times. Unless you are absolutely sure you aren’t having another child, I suggest keeping the baby stuff.
In fact I recommend keeping two copies of banking statements, bills, and tax returns. Keep one paper copy and one digital copy. These items are worth their weight in gold and may keep you from spending just that. They prove that you have paid your bills, taxes, and give you information for the next time you need to talk to a representative. Also keep a copy of any confirmation numbers you may be given by companies proving that you paid. You may need them later as well.
We all can use a little help sometime in our life. Unfortunately, not many of us accept or ask for that help when we need it, but we should.
Why Saying Yes to Help Saves Money
First of all, help often comes only with the price of asking for it or saying yes to it. Second, it is often given as a service. It may be that someone is willing to watch your children. Another person may be willing to fix your car. These are two very expensive services that another person is willing to do for you that otherwise would have cost you hundreds of dollars. In some cases, it may be that they actually give a gift of currency. This may be a small amount to them, but mean gas in your car or groceries for a week to you.
Some people reading this may be against help because they feel that all things must come with a price, and I am inclined to agree. That doesn’t mean that you can’t set the price or that the price must be monetary. Offer to cook them a meal or buy the parts needed for the car if they will do the labor. Or you can respond in kind. They will watch your children this week if you will watch their children next week. In this way you are both now contributing to each others well being or at the very least sharing in some of the cost. In the long run it may save both of you money.
Perhaps the help you are seeking is not from a person. Instead it is from an organization such as the government or a church. Keep records of the help received. Also keep good records of your financial situation for those giving assistance to review. Always be trying to prepare for a time when you will not have assistance. This will show that you value their effort and that you understand that you are receiving help, but not entitled to it.
It’s been hot lately… about 100 degrees where we live. I’d much rather go out for a hot deal (in an air conditioned store) than deal with that kind of hot. Give me a hot deal any time of the year! Check out these great ones for this weekend.
Buy 6 Arm & Hammer Liquid Detergent, 25-32 loads $6.79, regular price
Buy One Get Two Free through 8/23
Use one $2.00/2 – Arm & Hammer Liquid, Powder or Single Use Laundry Detergents from SS 7/13
Final Price: $1.93 each, when you buy 6
Buy 2 Conair Bobby Pins, 60 ct $1.69, regular price
Buy One Get One Free through 8/23
Spend $1.00, Receive 50 Balance Rewards Points With In-Ad Coupon through 8/30
Pay $1.69, Receive 50 Balance Reward Points ($0.05)
Final Price: $0.82 each, when you buy 2
Buy 2 Dreyer’s Ice Cream $2.50, sale price through 8/23
With In-Ad Coupon, Limit 4
Use $2.00/2 Edy’s or Dreyers Ice Cream, or Nestle Frozen Treats, Fred Meyer eCoupon (fredmeyer.com)
Final Price: $1.50 each, when you buy 2
Laughing Cow Cheese, 6 oz $2.50, regular price
Buy 1, Receive $1.00 with Ibotta
Use $1.00/1 – The Laughing Cow Cheese Product, 6 oz (coupons.com)
Pay $1.50, Submit for $1.00 Ibotta Credit
Final Price: $0.50
Rice Dream Rice Drink, 64 fl oz $3.48, regular price
Buy 1, Receive $1.00 with Checkout 51
Use $2.00/1 – Dream Non-Dairy Beverage or Frozen Dessert (mambosprouts.com)
Pay $1.48, Submit for $1.00 Checkout 51 Credit
Final Price: $0.48
Many of us look to the things we need to change in order to save money or be better people. However, we need to stop and give credit where credit is due. Some may ask where that credit is due? In those little quirks and bad habits that are frowned upon in society, but in the end have saved us money and peace of mind.
I have children that don’t like having their ears cleaned, but my pediatrician says that’s okay. In fact my pediatrician says that it’s actually preferable to let my children have a little dirt in their ears. The ear wax keeps bacteria and infectious microbes from actually getting into their inner ears. This means less ear infections, less trips to the doctor, and less time fighting a toddler. It saves me in gas, time, money, and stress not to clean their ears too often.
I know it sounds nasty, but leg and armpit shaving really didn’t become a huge deal until recent history (with the exception of ancient Egyptians, who were paranoid about lice). Imagine how much money you could save in waxings, shaving tools, creams, and bleaches if you just left the hair alone. I have heard of men celebrating no shave November. Why not try a little no shaving ourselves. It keeps us warmer and doesn’t leave us with annoying shaving cuts or possible chemical burns.
Yelling has many useful properties when done correctly. You can be heard at a farther distance. It clears your airways if you have a bit of congestion. Upon occasion it can communicate better than being rational. I have even heard of a therapy that encourages an individual to yell into a pillow to relieve frustration. The only down side is when you don’t breath correctly and end up with a sore throat. Why pay money for therapy sessions when all you need is to shriek off a little steam and be on your merry way. Just don’t make too much of a habit of it.
What bad habits have saved you money?
All of us want a nice smelling place to live. It doesn’t take over priced products to get a nose friendly home either.
What You Use
What you use to get rid of a scent or odor is actually very important. For example, if you are picking a spray to get rid of an odor in your trash can, you are going to want to get something that is anti bacterial. It’s actually the bacteria in the trash can that causes the scent. Getting a scented spray that isn’t antibacterial is just covering up the odor. Also antibacterial sprays (especially generics and store brands) are very budget friendly. They even have started coming out in scents of their own such as citrus or fresh linen.
If you are more of an earth friendly diva, then stick with tried and true baking soda. Mixed with a little lemon or water it can be used as a spray or a cleaner. It’s also great for getting odors out of the carpet.
One of my favorite ways to replace a pungent scent with a good one is to use a wax product. I like jar candles or oil burners/wax melts. These items come in a large variety of scents, sizes, and prices. Just make sure all the members of your family can enjoy the scent. Floral scents have been known to trigger allergies. Other scents may remind you of a public bathroom cleaner. Find a few good scents the whole family enjoys and stick with those.
One of the best ways to keep a scent free home is with air circulation. Use fans to move air about or open a window for a little while. Hand in hand with good air circulation, you need good filters. A dirty air filter will toss scents, dirt, and allergens back into your home. Change the air filter according to what is recommended on the packaging.
I’m taking a little field trip with the kiddos to Whole Foods today. It’s cool. There’s good food. And, if you buy organic, you can actually get competitive prices for the items you’re already buying at your local grocery store. Check out this week’s deals on organics at Whole Foods below.
Organic Cherry Tomatoes $3.00 (pint)
Organic Red or Green Seedless Grapes $2.99/lb
Organic Raspberries 3/$10
Organic Air Chilled Chicken Drummettes $5.99/lb
Honest Lemonades $1.50
Tasty Brand Organic Sandwich Crèmes $3.00
-$1/1 Tasty Brand Coupon
Kind Organics Once Daily Vitamins $23.99
-$3/1 Kind Organics Coupon
Annie’s Mac-N-Cheese $1.79
-$.35/1 Annie’s Mac-N-Cheese Coupon
-$.35 Shopmium Rebate (referral code: GMKAAHTH)
Annie’s Organic Snack Mix $3.99
-$.75/1 Annie’s Snack Coupon
Clif Kids Zfruit $3.00
-$1.50/2 Clif Kids Whole Foods Coupon
-$1/2 Clif Kids Coupon in Mambo Sprouts Summer Coupon Book
-$1/1 Clif Kids Ibotta Rebate
=$.75 – $1.25
There are some advantages to being a Thrifty Diva and not all of them are financial achievements. Some of the advantages are a state of mind that allow us to be more level headed about the things we want and how to get them. Here are three such advantages frugal women have been known to attain.
Does Saving Money Define You?
When you are a spender your latest acquisition defines you. When you are a thrifty diva you build your self worth on the money you can save your family. Did you save fifty dollars on groceries? Have you found free entertainment or family experiences? Have you been able to furnish your home beautifully for less than a few hundred dollars? These are the experiences you take pride in. You aren’t looking for the latest and greatest. You keep a level head and work with what you have.
Money is Not Your Enemy
You do not view money in terms of having enough or not enough. Money is a tool that works for you. You use it as such. You determine what you will pay for an item and bend circumstance to meet your needs. For those few bills you can not bend to your will, you still take measures to lower your cost by lowering your usage or by picking a frugal package. You rule your money instead of the other way around.
You don’t NEED a certain item to be happy. For the most part a generic or more reasonable financial option is just fine for you. You can delay your gratification for an object if it is in your best interest. You can even go without an object if it doesn’t meet your financial criteria. In the end you control your financial destiny, not your money.
In your back to school shopping frenzy, don’t forget that you can get great deals on healthier options for your children to eat when you send them back in their cute new school clothes and cool back packs. Sprouts is a great spot for healthier foods and organic foods at a fantastic price. And, if you are done with your school shopping or don’t have children who are going to school, you can still get these great deals
Organic Grape Tomatoes $2.50 (1 dry pint)
Organic Red or Green Grapes $1.98/lb
Organic Cantaloupes $.48/lb
Organic Pink Lady Apples $1.98/lb
Organic Strawberries $2.98 (6 oz)
Organic Bartlett Pears $1.50/lb
Organic Table Carrots $2.98 (5 lb bag)
DOUBLE AD WEDNESDAY DEALS
Organic Kale $.98/each
Organic Strawberries or Raspberries $2.98
Organic Leaf Lettuce $.98/each
Organic Red Mangoes $1.50
Organic Cantaloupe or Honeydew Melon $.88/lb
Organic Red or Green Grapes $2.50/lb
Frozen Frenzy: Save 20% Off All Frozen Items
$.75/1 Cascadian Farm Coupon
$1/2 EVOL Products Sprouts Coupon
$1/2 Sunshine Burgers Spouts Coupon
$1/2 Three Twins Organic Sprouts Coupon
$1/1 So Delicious Sprouts Coupon
Annie’s Back To School Savings: Save 40% Off Annie’s Select Varieties
$.75/1 Annie’s Homegrown Snacks Coupon
Gluten-Free Back To School Savings: Save 30% Off Select Gluten Free Items