I like to shop. It makes me feel better on bad days. I also like to make sure that I am financially secure. Those may sound like opposite goals, but it ‘s surprisingly easy to get those two to work together.
Go To The Grocery Store Instead of Eating Out
Often when I am stressed I want fast food. I want it because it’s convenient, it tastes good, and I don’t really have to think past it. I have often found, however, cooking creativity helps me get rid of stress. I know it’s not good for me and often feel guilty because I just spent the money of two days worth of groceries for one meal. So now I make my own fast food. It’s healthier for both my body and my budget. The food lasts longer and I feel smart about my splurge instead of guilty.
Shop For Bargains
When I am feeling really stressed out I like to go in search of bargains. I like to shop, but I make my goal finding prices that wow and amaze people. One of my happiest memories is of a dress I found at my local thrift store. It fit great and looked great. It only cost twenty five cents. I don’t just go by thrift stores. I also go by dollar stores, library sales, and garage sales. In one case I spent fifteen dollars to outfit my entire kitchen. Best of all, this type of shopping leaves my budget room for me to splurge a little in the end.
One of the best ways I have found to splurge is to have a cash limit. I make sure the amount that I have chosen to blow doesn’t hurt my budget. I pull the exact amount out of my checking account. Then I go splurge within that price range. This also helps me make wise purchase choices even while splurging. I make sure I get the most out of my fun money.
How do you splurge without breaking your budget?
You would think that being single I would be more frugal than a couple on Valentine’s Day. You would, however, be sadly mistaken. I was one of those women that was would make up for my lack of a significant other by buying myself chocolates, flowers, and going to the movies. Preferably to a movie that mocked love and all that romantic mumbo jumbo.
Looking back I cringe at how much money I could have saved just by being more secure. I’m not saying that treating myself was wrong. I just could have treated myself to less than one hundred dollars worth of stuff in the month of February alone. Luckily I found a better way of dealing with the Valentine blues that were putting me in the red.
Invest In The Future
I started my quest to not emotionally spend by putting the money aside for other things. Things that would improve my life rather than send me on an eating binge of self doubt. I would still spend money, but instead I spent money to get myself out of debt, pay off a school class, or prepare for a trip I was going to take. These activities were far more rewarding and healthy, both physically and mentally.
Go in a Group
I noticed that I spent less when I was with other people. Though, I wouldn’t be a third wheel on a pity invite Valentine’s date. I would surround myself with people, who like me, were still searching for that special someone. I wouldn’t get a date for Valentines Day. That often caused more pressure than enjoyment. Instead I would just be with friends and remember that all people go through this time in their lives.
Still Buy Chocolates
A little treat for Valentines Day was a good way to tell myself that even if I didn’t have someone I still deserved the good things in life. I made sure that I bought a chocolate with a high percentage of cocoa. Dark chocolate contains a number of chemical compounds that give a little happiness boost. There’s nothing wrong with a little chocolate boost on Valentine’s Day. 😉
Thrifty Divas save money… but we’re still Divas and need to treat ourselves like queens. 😉
What is your indulgence?
A treat here and there, especially after saving so much money (thanks Coupon Cathy!) keeps you motivated.
For me, my first go-to treat is usually chocolate… but that’s not always so kind to my waist line, lol!
That’s why fashion is my #2 treat. And even though it’s sometimes a splurge, I can still keep it in check yet live like a star once in a while.
For example, if you’re going to splurge on an amazing new pair of shoes, you can sign up with ShoeMint.com which will help you find the perfect pair plus you’ll get FREE shipping!
When is the last time you treated yourself to a fabulous new pair of shoes?