More New Coupons!

Posted on April 20th, 2015 by Coupon Cathy

Let’s start the week off with more new printable coupons! Enjoy the savings. :)

$0.75 off any TWO Kellogg's Nutri-Grain Bars $0.75 off two Silk Dairy Free Yogurt Alternative $1.25 off any one BEAR NAKED Granola or Bars $2.00 off ONE (1) IAMS Dry Dog Food $0.75 off ONE Tampax Pocket Pearl Product $1.00 off Any Two (2) Tai Pei Single Serve Entrees $1.00 off (1) Jose Ole Snack 16 oz or larger $1.50 off Any One (1) Tai Pei Appetizer 16-24 oz $1.00 off two Delimex Frozen Taquito products $0.50 off ONE Kellogg's Frosted Flakes Cereal $7.00 off Non-Drowsy Claritin Allergy Product $0.50 off any Palmolive Liquid Dish Soap $5.00 off Philips Sonicare brush head multi-pack $10.00 off Philips Sonicare 2 Series or 3 Series $15.00 off Philips Sonicare FlexCare+ or Platinum $2.00 off Philips Sonicare PowerUp toothbrush $1.00 off Softsoap brand Body Wash $1.00 off any TWO (2) DOLE Jarred Fruit


Strange Things We Do To Save Money

Posted on April 20th, 2015 by Discount Debbie

strange

The Thrifty Diva is inventive and creative when finding ways to save money. Some work out amazingly well. Others don’t work as well as we hope. In many cases our methods are considered a little weird.

No More Disposable

We save money by not using disposable anything. We don’t buy plastic spoons and forks. We leave the paper cups, bowls, and plates on the store shelves. Cloth napkins are used in place of disposable napkins.

Our lack of disposable use reaches into all aspects of our lives. We use cloth sanitary napkins, cloth diapers, and some people even go so far as to make reusable toilet paper. It may seem a bit odd to some people that we don’t use the disposable options to these products. Considering all these things will be going either in the trash or flushed away, we think it’s weird to waste money on them over and over again.

Laundry Reduction

It sounds gross, but we secretly do it. We wear the same clothes more than once before tossing them into our laundry baskets. Not washing our clothes as often keeps them from fading and reduces washer wear. It also reduces our water bill or the amount of quarters we need to scrounge up. This makes it the smart way to do things.

Doing laundry less doesn’t just save our favorite sweater from washer wear and reduce water waste. It also reduces the amount of laundry products (detergent, fabric softener, and stain pens) that we buy.

Cook For Our Pets

We give our cats tuna fish or some canned chicken. We give our puppy beef with peas. While some people think that we are pampering pet parents we are really just saving ourselves some money. We know that a giant bag of dog food costs close to thirty dollars. That’s not the nice healthy dog food either. The good really expensive foods have chicken, beef, and peas in it. We may as well save the money on the brand and packaging.


Getting Better Performance From Your Old Computer

Posted on April 17th, 2015 by Freebie Felicia

computer

Computers are expensive, but wonderful for making money, socializing, and seeking entertainment. The more you use them however, they seem to work less and less effectively. Here are some computer maintenance tips to keep your computer clean and fast.

Defrag

Like that nasty orange brown residue that grease can leave on your dishes, you can get residue in your computer. When deleting a file from your computer a fragment of that file can be left behind on your hard drive. These fragments take up space and can be in the way when you try to put something else where it is being stored. The best way to deal with these data fragments is to defrag your computer. I like to use mydefrag.com to keep my computer in good working order.

Computer Cleaning

Check for and remove cookies, malware, and viruses. My favorite computer care tools are Avast, Malwarebytes, and CCleaner. The are free and work well when the are used together. Whatever computer care tools you choose to use, make sure you get their download from their official site. Many people put downloads on the internet with ad on software. You can end up getting malware on your computer while trying to download something to remove it. This is not something you need to worry about when you visit the official site and download their tools from there.

Remove Unused Files

Much like an overfilled garage a computer with a bunch of unused software stored on it will be sluggish and take longer to do what you want. For this reason it’s important to do a little computer spring cleaning. Remove old games or software that you don’t play or use anymore. This will free up space in your virtual garage and make it faster to find what you are looking for.

 


Daily Things That Save Us Money

Posted on April 16th, 2015 by Freebie Felicia

daily

There are things we do in our lives that we don’t really think about. They could be chores and daily upkeep or the way we keep our homes organized. They are monotonous and repetitive but we have found these methods work for us. We benefit from doing them and the benefits aren’t just peace of mind. They are also monetary.

Kid’s Space

One good way to keep your children away from computers, cooking areas, and other items you would rather keep in working order is to give them their own space. A whole room for play would be nice (I admit a child proof room with padded walls would be nice sometimes) but you can dedicate a corner of your living room to your little ones. They won’t need to get in trouble for not knowing where to play and your computer can have a longer life.

Clean

Cleaning saves money for us in so many ways. It reduces the amount of germs in the house.  It keeps bugs and arachnids at bay. It reduces stress because there isn’t a bunch of clutter, but that isn’t the only benefit to cleaning. If you want to reduce the chances of an emergency room bill cleaning can help do that. Most accidents happen at home. Accidents are less likely to happen with a clear floor and when sharp objects are stored in a safe place.

Making Lists

We make chore lists, grocery lists, and lists of things we want. These small but helpful collections of thought save us money. We know what we want in a store and are less likely to overspend or impulse buy. We know what our children want for birthdays and holidays and don’t end up getting gifts for them that they don’t want.

What everyday actions do you do that end up saving you money?

 

 

 

 


Planning To Save Time and Money

Posted on April 14th, 2015 by Freebie Felicia

Planning

Planning has many benefits. It keeps us on a calm, organized, and on schedule. We know what most of our days will bring and gives us a sense of security. It also saves us time, resources and stress.

Saving Time

Saving time doesn’t just save time. It save money. It gives us the time to spend with our children and to do the things we actually want to do. Tools for time management can be very expensive. They can also be free. A good example is that many email accounts come with a calendar that then can break down your day. Some even have the weather built into your daily calendar check.

It’s good to know what the weather will be like the next day so that you can plan appropriate travel time into your schedule. It’s also important to check traffic patterns before leaving for work. You may find you need to leave early or take another route to work. This can keep you from wasting gas, sitting in traffic, and getting to work late even though you left on time.

Recurring Appointments

Plan for wellness check ups, doctor’s appointments, and regular car maintenance in advance. On the day of your appointment schedule the next appointment. In doing so, you know that expense is coming months in advance and you can start planning for it months in advance rather than at the last minute.

Meal Plans

Having a grocery list ensures that you have food in your home. Having a meal plan ensures those ingredients come together to create a meal. You can have a strict plan that follows a day by day menu for your meals. You could also have a soft plan where you have all the ingredients for certain recipes, but you still choose which recipe to use today rather than earlier that week or month.

Planning your meals ahead also gives you a better chance of making healthy meals. You can look up recipes and check nutritional value and calorie content. A good website for this is sparkpeople.com. It has all the recipes and meal planning tools in one spot.

 


5 Reasons To Use Canned Meat

Posted on April 13th, 2015 by Discount Debbie

meat

We live in a time where time itself is a precious and rare commodity. We don’t really take a lot of time to unwind or spend time with family and friends. Most of us have jobs or money saving projects that we invest a great deal of our time in. We don’t want to invest more into cooking, although we still want to eat healthy meals in the comfort of our own home. Using canned meat can help with reduce cost, cooking time, and stress.

Lower Cost

Canned meat costs less money than fresh cuts of meat. This can save you a good deal of money when grocery shopping. It cuts our grocery costs by fifty plus dollars.

Time

Using canned meat in my recipes helps me save a good deal of time. It’s nice to be able to use that time for more important activities and on the family.

No Thawing

One of the most annoying things to happen after a long day is to come home to  make dinner only to discover that no one took dinner out to thaw. With canned meat you don’t have to worry about that. Your meat is already thawed and ready to be used. You just open the can, drain the water, and use it in your dinner recipe.

Already Cooked

Most canned meats have already been cooked. This means most recipes that require meat will go faster. You will need to warm the meat up, but you won’t need to worry about uncooked or partially cooked meat and all the bacteria that goes along with it.

No Meat Preperation

You don’t need to cut the meat up. You don’t need to remove skin or bones (with the exception of some canned fish). The meat is ready to use as it comes out of the can. The only thing I have ever had to do to prepare canned meat is break larger chunks into smaller ones.

 


Lowering Your Grocery Bill but Not Your Health

Posted on April 10th, 2015 by Discount Debbie

healthy cooking

We all want to eat healthy. We also want to make it to work on time. With the right ingredients and kitchen tools we can do that, and it doesn’t have to hurt our budget.

Breakfast

Mixes are the best way to go for breakfast foods. First, you will still have time to make a healthy breakfast without shoving something in the microwave or toaster. Second, many of these mixes only require you to add an egg and water or milk. Then mix it and cook it. The best mixes for this are muffin mixes and pancake mixes. The muffin mixes come with blueberries or cranberries already in the mix, but you can add frozen berries to your pancakes to add a little variety.

For days you need a little more heat or substance have oatmeal or creamy wheat. Don’t buy individual servings. Buy the big canister or box of these hot cereals. They cook up fast and you can add peanut butter, spices, or all sorts of fruits to them.

Last, for when you’re literally running out the door, keep whole wheat bagels on hand. They can have flavors and fruits in them, but they will be much healthier than a toaster pastry. If you have ten seconds you can even add some cream cheese to it.

Lunch

For most of us lunch is a meal to keep hunger at bay between breakfast and dinner (providing we have eaten breakfast) and we often either skip it or go over board. A simple solution is fruit parfaits and fruit shakes. Get a big tub of regular yogurt, some frozen or canned fruit, a box of granola, and some skim milk. That’s all you need to make your own parfaits or fruit shakes. For a parfait mix your yogurt, a fourth cup of granola and some fruit together. You have a fruit parfait. For a shake blend the yogurt, fruit, and half a cup of milk together. If you would rather have a smoothie, replace the milk with crushed ice. For those of us on the go prepare your parfait the night before and just grab it and go in the morning.

Dinner

For the busy Thrifty Diva who wants to eat right, the crock pot is your best friend when it comes to dinner. You can find recipes all over the internet. You can used dried beans to make meals which are often less expensive than their canned and ready to go counterparts. You can also used canned chicken or stew meat to cut costs on chili, soups, or stews.

You can get your ingredients together the night before, set it up to cook in the morning, and it will be done cooking when you get home. If you are concerned about leaving it to cook alone you could check on it at lunch time or (if you have your own office) take it to work with you. Just plug it in, set it in a corner, and take it home with you that night. If you don’t have your own work space ask if you can set it up in the break room.

 


Worried About Taxes

Posted on April 10th, 2015 by Discount Debbie

taxes

Has April fifteenth snuck up on you? Are you trying to figure out how you are going to pay that tax bill? Here are a few things you should know if you haven’t filed your taxes yet.

File For An Extension

Perhaps you had a family emergency. Perhaps you have cut it too close to the tax deadline and need some time to find that W2 that has found its way under the couch. Either way you are going to need a little more time to file your taxes. What you need to do is file for an extension. This will need to be done before April fifteenth to help you avoid the fees that go along with paying your taxes late, but will give you some extra time to get your taxes finished.

Check Your Numbers

If you are doing your own taxes it’s important to make sure that your information is right. Check to make sure your social security numbers are correct. Check your math. Make sure you included all your deductions and, if you are itemizing deductions, the amount is greater than just taking the standard deduction.

Pay The Smallest Off First

If you have state taxes that you can pay off and federal taxes that you can’t pay off, go ahead and pay off the smaller tax bill. Then you will only have one outstanding bill. This also can be a useful solution when you have smaller city and county taxes due. The point is to reduce the amount of places you owe by paying as much as you can in full from smallest amount to largest amount.

Set Up A Payment Plan

If you don’t have the money to pay your taxes, contact the IRS or state and set up a payment plan. You won’t be hit with late fees because you will have resolved how the IRS will be getting their money. You won’t be paying a huge lump sum because the payments will be small in comparison of what you owe. You will even be able to budget it into your monthly budget.

 


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