For the most part you are spending savvy and saving savvy. Unfortunately we all have that weakness when it comes to spending money. There is that one recurring purchase that messes up our budgets and we don’t even know where it came from until we see the bank statement and go, “Oh, yeah…” How else can you recognize your frugalista kryponite?
You Need It
In your head you know you can live without it, but you don’t follow your head. You follow your heart and your heart says that you will shrivel up and die if you don’t have it. It doesn’t matter if it is a pair of shoes or in game currency. It could be that daily “treat” or lunch out you tell yourself you “deserve” but you know it’s breaking the budget. You have to have it and you have to have it now. It doesn’t matter if it costs a year’s salary. Your holy grail must be obtained. Most likely repetitively.
You Can’t Wait
There is no way that you are going to fall for that delayed gratification mumbo jumbo! You know the truth. Delayed gratification is just a fancy way of saying that if you wait long enough you just might forget it. You know that you very well may forget, but that this purchase will still be vitally important to you emotional well being.
You May Not Be Rational
Your spouse or roommate keeps trying to reason with you about a budget. Sure, money is a little tight. If you partake in fast food again you will be eating it with the power turned off. This isn’t fast food that you crave, however. This one tiny purchase has the power to summon the money fairy to replenish your funds and keep that electric bill up to date.
Combating Your Kryptonite
Don’t run. Your first impulse may be to run as far away as fast as you can. Luckily you don’t need to avoid your kryptonite quite as much a superman. Try earning gift cards through point reward programs to fuel your addiction that way your frugalista nemesis doesn’t even touch your budget. You could also budget your weakness in monthly or weekly. Who knows? Watching that money walk away may even help you grow an immunity to that radioactive desire to purchase that item.
How do you keep control over your frugalista kryponite?
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