1. Procrastinate. To be honest, sometimes procrastinating at this time of the year ends up working for you, as some of the deals right before the big day are fantastic deals. (I think of those amazing deals the day before Christmas as a reward for the trauma of dealing with all the other procrastinators in the store with you.) Procrastination will not work for you, though, when it comes to ordering and shipping gifts. Waiting until the last minute can be very expensive with expedited shipping costs. A little bit of planning can save you a lot of money.
2. Buy Expensive Wrap. Holiday wrapping paper can be very expensive. While I do appreciate some of the fancy paper, I always remind myself of how that paper will end up only minutes after the presents are taken out from under that tree. Don’t do it. If you didn’t purchase your paper after Christmas last year (which you should always plan to do), then go to the dollar store and get it there. The only one who will know the difference is you–and your wallet.
3. Don’t Plan. You know what it’s like to shop for groceries without a list, right? You ALWAYS buy more than what you intended (and usually forget something that should have been on the list)! Don’t approach holiday shopping that way. Get a plan and do your best to stick with it. If you don’t, you’re likely to be lured by all the advertisements and “great deal” labels that don’t necessarily mean a thing.
4. Treat Yourself With a Big Gift. Buy yourself a fun cup of coffee, chocolate, a pastry, or even a candy cane instead. Don’t splurge in the name of treating yourself; you and your bank account may regret it later.
What do you do to stick to your holiday budget?
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