One of the biggest problems that comes with money is stress. We stress about what to spend it on and where to spend it. We stress over how much things are worth. We stress about spending habits and our budget. Then we turn around and worry about what would happen if we didn’t have money. Thankfully, it doesn’t have to be that way. There are a few things we can do to reduce the stress and worry that comes with money.
There are really important things that need to be paid and other things that can be worked around. Rent needs to be paid immediately at the time it is due. A routine dental appointment could be put off until the next payday. Make sure that the things at the top of your priority list are those things that you can’t live without. Everything else will fall in place or out of your life for a while.
Pay It Now
One of the biggest budget killers is procrastination. We lack the desire to lose money, even to our bills. As a result we put off paying larger bills. While the desire to save money is good most of the time, it can only be done after the bills are up to date. Mark what bills are due and when on a calendar. Then pay them early or at least on time. Then they won’t forgotten or be paid late.
One of the biggest problems with a joint account is both people spending the same money. It is far better to spend a few moments each week going over upcoming expenses, than upset over who spent what. Don’t just discuss bills. Also discus plans to spend on clothes, lunches, or presents. When an unexpected expense comes along take a second to text or call your partner about it. At least that way you both know where you are financially.
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