Need New Glasses?

Posted on July 30th, 2014 by Discount Debbie

Order from Coastal.com and get your first pair of glasses for free!


Zulily Deals on Toys!

Posted on July 30th, 2014 by Discount Debbie

toys

zulily events last 72 hours . . . then they’re gone! New brands move in and get their three days on the site. New toy events are just starting so take advantage while they’re heer!


Top 8 Things Replaced By Your Smartphone

Posted on July 29th, 2014 by Discount Debbie

smartphone
Phone technology is getting to a point where we may not need other electronic devices other than our phones. They have many tools and uses. Here are some of my favorites.

1 – Calculator Anything from working out a budget to figuring out the amount you should tip can be done with your phone calculator. You will most likely have it with you while shopping, so you can keep track of how much your groceries are costing you before you get to the check out lane. As long as you have a charged phone with you there is no need to buy a basic calculator again.

2 – Alarm Clock This could include any type of time device. As long as you have a phone, there is no need to buy a clock or a watch unless you are one of those people that need a back up alarm. Watches and clocks are becoming simply a form of decoration for home or wrist.

3 - Entertainment Most phones can now play music getting rid of the need for any portable music device. Some you download your songs to. Others you log into your favorite music website using the internet. Our phones also have big enough screens for us to enjoy videos, and television, as well as games.

4 – Communication Naturally the phone has become the main way we communicate with each other. We can call each other, text each other, and email each other from the little device the size of our hand. We can even make our phone calls with live video feed.  We can also access our social media using our phones.

5 – Camera Camera use on a phone doesn’t just mean still life photos anymore. We can also record video with our phones.  These aren’t horrible cameras either. The have pretty good resolution and take great shots. Plus, going back to communication, it’s easy to share photos with family and friends without the use of the postal service.

6 – Internet Access Many phones don’t just access email anymore. They give directions, show maps, and connect to search engines. In addition to the before mentioned communication and entertainment uses of the phone, you may not need an actual computer for much more than a storage device or printer from time to time.

7 – Apps There are also helpful tools that you can now download with your phone. My particular favorite is the flashlight app. As long as I know where my phone is when the lights go out I don’t have to go searching for the flashlight I haven’t used in three or more months.

8 – Planning Our phones now also have notepads and calendars built into them as well. They can serve as our planners and even remind us of what is scheduled.

What’s your favorite use for your phone that has replaced something else?


Why You Should Keep Being a Thrifty Diva – Even When You Have More Money!

Posted on July 24th, 2014 by Discount Debbie

thrifty diva

As things become financially better for a young couple or family, sometimes the virtue of thrift goes the way of the baby bottles and car seats. We grow out of it, forgetting how many times it has saved us from financial disaster. Here are a few reasons to continue being frugal, even when the immediate need to has disappeared.

Improves Quality Of Life

Believe it or not thrift improves the quality of life for a family when used properly. There are some things that are worth spending money on. We need safe cars, nice homes, and the companionship of pets. We need hobbies that fulfill us and skills that help us make our way through life. But that doesn’t mean you have to have it all, all at once. It’s best to prioritize. Not only does this help you spend more wisely, but it helps you truly enjoy the things and experiences you choose to spend your money on.

A Rainy Day

It’s true that when living a frugal life when hard times hit there isn’t much to cut out of your budget. You have a storage of food and know how to cook from scratch. You know how to use coupons, look for sales, and find discounted items. You know which items you can buy used and which items you just can’t. You most likely even have a little money saved up and are ahead on you expenses. Frugality also puts you in a preparatory state of mind. You may also be better prepared for natural disasters, have a full tank of gas, and know your evacuation plan during a hurricane.

Helps Prodginy

Obviously the whole point of being frugal is to save money, and children learn from example. This will come in handy in their college and young adult years as they try to eat healthy, see medical professionals, and keep the car running on a low income. It will also help them to have skills such as sewing and cooking that keep them from spending money they don’t have on such services. Of course there will be trial and error for them, just like there was for us, but they will be better prepared than their less frugal peers.

So even when you are earning more money, it’s wise to keep a Thrifty Diva lifestyle! 


Fiverr – $5 Services

Posted on July 24th, 2014 by Discount Debbie

Are you also a blogger? Need a logo? A website update? Marketing help?

Hire help from Fiverr with prices starting at just $5!


Spicing Up The Bedroom Inexpensively

Posted on July 22nd, 2014 by Discount Debbie

One of the hardest parts of keeping a marriage flavorful is adding a little spice to it. It doesn’t take expensive (and sometimes questionable) contraptions or even a yoga class to achieve this marital seasoning. In fact it takes less than most people would think.
marital map

The Marital Fun Map
Keep a map of your state or your country in your bedroom over your bed. If you are world travelers, keep a map of the world over your bed instead. Using pins mark all the places you have celebrated your union in a physical manner. Neither the map nor the pins will be very expensive. Every time you look at the map it will bring back good memories and perhaps inspire you to make a few more. Plan family vacations in a way to add more pins to your map. It doesn’t matter if you are driving three hours. Every new place counts.

The New Home Tradition

It’s important to make a new home your own and one of the best ways to do that is to create good memories in it. Make lots of good memories in every room, the garage, and the backyard. You could even create good memories in every closet, the basement, and the attic. The object of this marital tradition is to create many, many good memories in your new home, in as many places as possible.

The Innuendo Game

This is a simple game really and only works well if you have no children or small children who have no clue there could be another meaning to what your saying. Most days at home with our children (though we love them dearly) are mood killers. On those days we try to speak only in innuendo. It’s fun to think up new and creative innuendos. It’s also a good way to relieve stress as a couple because it can get downright funny. By the end of the day you’ll either be in the mood or in a good mood from laughing so much.

 How do you keep the spice in your marriage without spending much money?


How to Find the Best Deals on Amazon

Posted on July 21st, 2014 by Discount Debbie

amazon deals

When buying online I usually go clicking to Amazon first. It’s an easy page to navigate and has almost anything I could want to buy. It also has a number of ways to help me save money while I’m spending money. Here are a few that I use regularly.

Today’s Deals

If you want to find out what is on sale on Amazon go to the top of the page, under your search bar and click on today’s deals. This page will show you what’s on sale. They have what they call Lightening Deals, which means they are for a few hours only. You can see what is coming up and what percentage you could save during that sale.  They have coupons. They even have local deals listed for those of us that want to do something fun in our community.

Reviews

Read the reviews  for your product before buying it. Aside from the fact that some are down right entertaining, it should give you some perspective of what others thought of your particular product, and therefore what you or the person you are buying it for may think of it.

Search Under A Dollar

If you are looking for a new accessory or a new e-book, but don’t want to spend too much money, try using the amount you want to spend in your search. Amazon will respond to cost sensitive searches. The other way of doing this is looking up an item, and then picking a price range on the left hand side. Then up pops variations of the product I can afford.

Amazon Prime

Register (and pay) for an Amazon Prime membership. It will allow you to watch television shows for free as part of the package deal. It also has free two day shipping, free e-book use, and streaming music.

 

 


Can You Afford a New Apartment

Posted on July 18th, 2014 by Discount Debbie

 

Most apartment dwellers would like to move into a nicer apartment at one time or another. The question is can they afford to do so. Here are a few facts and tips that could make your transition into a nicer home easier and more affordable.

How Much Do You Have To Earn?

new apartment

Most apartment places have a minimum amount of money that you need to earn monthly in order to move in. This is to ensure that you can afford to pay them and your bills at the same time. Sometimes you need to earn twice what the rent is. In other cases you need to earn three times the cost of your rent. Before emotionally investing in a particular property make sure you make enough money to live there.

Fees

There are usually three types of fees that are connected with getting an apartment. These are the security deposit, the application fee, and pet fees if applicable. First check to see if there are any specials at your apartment complex of choice. Some places may have a $200 deposit, but may be running a move-in special of a $99 deposit. Next, check to see how your payments can be broken up. For example some places will allow you to pay the pet deposit in two monthly installments. Third, the application fee is usually per adult. The usual fee is about $35. That’ doesn’t seem like much, but doubled it’s $70. It’s best to plan accordingly.

Rent Specials

Some apartments run rent specials. If you bring in a certain ad or list a certain website as the place you heard about the apartment complex you could get a discount on your first month’s rent. Another special that some apartments offer is a referral special. You get a discount on your rent when someone moving into the apartment complex let’s the management know you referred them.

 

 


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