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Posted on July 24th, 2014 by Discount Debbie

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Spicing Up The Bedroom Inexpensively

Posted on July 22nd, 2014 by Discount Debbie

One of the hardest parts of keeping a marriage flavorful is adding a little spice to it. It doesn’t take expensive (and sometimes questionable) contraptions or even a yoga class to achieve this marital seasoning. In fact it takes less than most people would think.
marital map

The Marital Fun Map
Keep a map of your state or your country in your bedroom over your bed. If you are world travelers, keep a map of the world over your bed instead. Using pins mark all the places you have celebrated your union in a physical manner. Neither the map nor the pins will be very expensive. Every time you look at the map it will bring back good memories and perhaps inspire you to make a few more. Plan family vacations in a way to add more pins to your map. It doesn’t matter if you are driving three hours. Every new place counts.

The New Home Tradition

It’s important to make a new home your own and one of the best ways to do that is to create good memories in it. Make lots of good memories in every room, the garage, and the backyard. You could even create good memories in every closet, the basement, and the attic. The object of this marital tradition is to create many, many good memories in your new home, in as many places as possible.

The Innuendo Game

This is a simple game really and only works well if you have no children or small children who have no clue there could be another meaning to what your saying. Most days at home with our children (though we love them dearly) are mood killers. On those days we try to speak only in innuendo. It’s fun to think up new and creative innuendos. It’s also a good way to relieve stress as a couple because it can get downright funny. By the end of the day you’ll either be in the mood or in a good mood from laughing so much.

 How do you keep the spice in your marriage without spending much money?


How to Find the Best Deals on Amazon

Posted on July 21st, 2014 by Discount Debbie

amazon deals

When buying online I usually go clicking to Amazon first. It’s an easy page to navigate and has almost anything I could want to buy. It also has a number of ways to help me save money while I’m spending money. Here are a few that I use regularly.

Today’s Deals

If you want to find out what is on sale on Amazon go to the top of the page, under your search bar and click on today’s deals. This page will show you what’s on sale. They have what they call Lightening Deals, which means they are for a few hours only. You can see what is coming up and what percentage you could save during that sale.  They have coupons. They even have local deals listed for those of us that want to do something fun in our community.

Reviews

Read the reviews  for your product before buying it. Aside from the fact that some are down right entertaining, it should give you some perspective of what others thought of your particular product, and therefore what you or the person you are buying it for may think of it.

Search Under A Dollar

If you are looking for a new accessory or a new e-book, but don’t want to spend too much money, try using the amount you want to spend in your search. Amazon will respond to cost sensitive searches. The other way of doing this is looking up an item, and then picking a price range on the left hand side. Then up pops variations of the product I can afford.

Amazon Prime

Register (and pay) for an Amazon Prime membership. It will allow you to watch television shows for free as part of the package deal. It also has free two day shipping, free e-book use, and streaming music.

 

 


Can You Afford a New Apartment

Posted on July 18th, 2014 by Discount Debbie

 

Most apartment dwellers would like to move into a nicer apartment at one time or another. The question is can they afford to do so. Here are a few facts and tips that could make your transition into a nicer home easier and more affordable.

How Much Do You Have To Earn?

new apartment

Most apartment places have a minimum amount of money that you need to earn monthly in order to move in. This is to ensure that you can afford to pay them and your bills at the same time. Sometimes you need to earn twice what the rent is. In other cases you need to earn three times the cost of your rent. Before emotionally investing in a particular property make sure you make enough money to live there.

Fees

There are usually three types of fees that are connected with getting an apartment. These are the security deposit, the application fee, and pet fees if applicable. First check to see if there are any specials at your apartment complex of choice. Some places may have a $200 deposit, but may be running a move-in special of a $99 deposit. Next, check to see how your payments can be broken up. For example some places will allow you to pay the pet deposit in two monthly installments. Third, the application fee is usually per adult. The usual fee is about $35. That’ doesn’t seem like much, but doubled it’s $70. It’s best to plan accordingly.

Rent Specials

Some apartments run rent specials. If you bring in a certain ad or list a certain website as the place you heard about the apartment complex you could get a discount on your first month’s rent. Another special that some apartments offer is a referral special. You get a discount on your rent when someone moving into the apartment complex let’s the management know you referred them.

 

 


Smart Spending

Posted on July 17th, 2014 by Discount Debbie

smart spending

The most important thing in finances is saving money. A close second is managing and budgeting it wisely. A few tweaks in how we spend money will keep us on track when it comes to achieving our financial goals.

Plan in Detail

We all know we need to create a meal plan, make a grocery list, and take a calculator with us to the grocery store. We all know that we need to plan and research buying expensive items like a home or a new car. It’s the little things that give us budget problems. We go to the vending machines, buy a candy bar or a pack of gum or don’t factor in the Netflix bill because it’s less than ten dollars. The little things need to be budgeted in as well. If you buy a vending machine soda everyday and the cost is $1.25 per soda, a month’s worth of soda is about $35-$40! This cuts into your budget more than you think.

Shop Inexpensive First

 You know what’s on your shopping list, but do you know where you are going to buy each item? Deep down you know that dollar store cleaners are just as effective as name brand cleaners, but when you stroll by that cleaning supply shelf at the grocery store you go crazy with the latest and greatest cleaners anyway. I used to do the same thing, but now I just go to the dollar store first. After I make my list I go to the dollar store and walk down each lane to see what they have in regards to my list and make as many smart purchases as I can there. Then I go next door and cross off the rest of my list while shopping at the grocery store.

Spend on Productive Items

Many people will tell you to cut back on hobbies and entertainment. I have found that this line of thinking doesn’t work in my home. We do well for about six weeks and then (like a starving horde on a bad diet) we binge. So instead we now spend only on productive hobbies and entertainment. I crochet and produce blankets. My husband works on the car and produces a better functioning vehicle. This line of thinking also helps us manage our time better.

 


Homes of Creation = Thrifty Living

Posted on July 16th, 2014 by Discount Debbie

crafting

Learning how to be self sufficient is one of the best ways to save money. Self sufficiency can be covered by a number of talents. Here are a few that I have found handy.

Crafting

One of the most useful things to teach a child to do that will help save money is to craft. They can make their own clothes if you teach them to sew. They can make their own blankets if you teach them to crochet. Even crafting gifts such as painting or woodworking can help save money around the home. Teach them where to find materials at a low price (such as yarn or fabric at thrift stores). Teach them the best way to create their project without wasting resources. Teach them to take their time so they can create it right the first time.

Grow It

Have a garden, whether it’s a balcony garden or a little spot in the backyard. Set up a little kitchen herb garden. This will give you fresh vegetables and herbs. Though it will take a bit of time, this will teach your kids both the value of work and that fresh vegetables taste better than canned. In fact, they may not even make it from the vine to the kitchen.

Fix It

Learn the basics of plumbing. Know at the very least how to turn the water off so that if a tap breaks you can keep it from getting all over. Know how to plunge a toilet and how your flusher works. Know the basics of car maintenance. Knowing even these very few basics can help a young adult save money on home repairs. Learn the parts of  your  computer and what they do. Look for free computer help software. The more you know how to fix on your own, the better.

Keep It

You never know when something will come in handy. Old computer parts may help the new computer work until payday. Old tires are great for bordering flower gardens. Have a place to store these items. You never know when they will help you out of a jam.

 


Budget Shopping: Presents for a Toddler

Posted on July 15th, 2014 by Discount Debbie

toddler presents

Do you have a special event for a toddler coming up that calls for a present? Toddlers can be so easy to shop for. Don’t get stuck, however, thinking that the latest and greatest toddler hyped-up toy is the way to go. There are less resource intensive ways to give a gift to a toddler.

Time

They say that time is money, but to a little one it’s the highest form of currency. Have a backyard camping trip. Play an hour together with their favorite building toys. Have a tea party. Make a coupon book that entitles your child to a portion of your time with different fun ideas. Perhaps there is a skill that you would like you little one to start learning. Take the time to teach them yourself in a fun way. They are at that age where a coupon book is a cool idea (even when they can’t read yet).

The Dollar Store

The dollar store doesn’t just have cheap generic model dolls anymore. They also have puzzles, crayons, coloring books, and books for children. If you have a little girl, it is easy to use the hygiene and beauty products to make a little make up set for her.  These are simple things that could make any toddler’s day a happy one. They are also very inexpensive. You won’t feel bad if your toddler destroys or grows out of them.

Home Made

Your child is at that age where they don’t fully understand that a lot of time and effort went into a crafted birthday present. What they do understand is that they were important enough for mommy or daddy to make something for them. Blankets are very popular at this age, as well as homemade stuffed animals. Or you could make a family picture book.  Make sure it’s something durable that can be cherished for a long time and will hold up to the toddler’s not so careful lifestyle.

 

 


Hot Deals from the TravelZoo Vacation Newsletter

Posted on July 15th, 2014 by Discount Debbie

Like to travel, but not at full-price? (Divas don’t pay full-price!) Sign up for the TravelZoo Vacation newsletter to get the hottest deals delivered right to your inbox.

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