The new year is coming and along with it, a variety of resolutions on making our health, relationships, and time management better. All these desires for self improvement are good, but are they tempting you to spend money that you don’t have. Here are a few ways to beware of splurging for your New Year Resolutions.
Believe it or not there are plenty of ads shooting your way to get you to buy stuff for your new goals. If you don’t believe me, just drive past a gym. Prices have been reduced for new members this January only so hurry! Take my advice and don’t hurry. The fact is there are free places to exercise everywhere. At home you could work out with Youtube videos. You can get a walking partner and walk a free park or trail. If you need equipment then buy it, but don’t go overboard.
Fight the Need
You vow to get up at 6 am every morning, so obviously you need a new alarm clock, right? Not if you have a phone with an alarm, a computer with an alarm, or a functional old alarm clock. It’s easy to rationalize the need for new stuff to go along with your New Year resolution. If you really want to get new weights, or a new yoga ball, buy them as a reward for yourself a few months later.
Be Reasonable With Yourself
Don’t bite off more than you can chew. If you are planning to improve your health through exercise, pick one type of exercise. Don’t decide to take up yoga and martial arts and weight lifting all on January first. That would just cause burn out and discourage you. Instead you could choose one type of exercise that you could master slowly. If you aren’t sure which you would like to master or want to have a little variety in your exercise you could also try one for three months and then move to the next exercise for three months and so on.
How do you keep your budget in check while making goals to improve your life?
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